Is combining your loans right for you?
But what if you could simplify that—and possibly reduce your interest rate?We’re reaching out to a select group of DPA borrowers who may now qualify for a rate-and-term refinance that combines your first and second loans into one.
If you purchased your home with help from our DPA (Down Payment Assistance) program, you may still have two separate mortgages.
Why Refinance Now?
1. Combine both liens into one loan
2. Lower your total interest rate
3. Enjoy one easy monthly payment
4. Gain long-term financial flexibility
How It Works
This isn’t a no-doc refinance. We’ll take a closer look to make sure you qualify:
1. Full credit check
2. Full income and asset documentation
3. Full appraisal of your home
Don’t worry—we’ll guide you every step of the way.
Check out the Reviews for Essex Mortgage!
At Essex Mortgage, we don’t just hand you loan paperwork and wish you luck—we walk with you through every step of the process. From your first consultation to closing day (and even beyond), we make sure you feel informed, confident, and supported.
They are very professional and really help you navigate through your process whether it be the purchase of a new home or refinance. Thank you Essex Mortgage for all of your help over the years!!!
I had the best experience buying my first home and refinancing it through Essex Mortgage. Thank you all at Essex Mortgage for your continuous support throughout the process and making the transaction as smooth as possible!
Nancy M., California
Their family atmosphere makes you feel comfortable and secure that your best interests are at heart. I would highly recommend them to everyone looking to buy a home or refinance.
Christopher W., California
Chris T., California