Essex Mortgage:

Reviews from thousands of
homeowners

Family owned
and operated for nearly 40 years!

4.9/5

~40

Trusted by tens of thousands of families

Essex Mortgage is widely recognized as the industry leader in programs designed to bridge the affordability gap.

Best-in-class DPA Program

DOWN PAYMENT ASSISTANCE

We Get More Buyers Approved.

Here's How:

Lack of Down Payment?
We have options.

Our best-in-class down payment assistance can help where traditional loans can’t.

Fast Pre-Approval


No estimates. Actual
pre-approval letters you can shop with.

One Point of Contact


A trusted, dedicated loan officer from application to keys in hand.

About Essex Mortgage

Essex Mortgage was founded in 1986 with a simple mission: to help families achieve their dream of homeownership.


For nearly four decades, we have remained proudly family-owned and operated, allowing us to maintain our commitment to personalized service and community values that larger corporations simply cannot match.

Learn More
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Who Benefits from Our Services

First-Time Buyers

If you're buying your first home, Essex Mortgage offers guidance and competitive rates to make your dream a reality.

Homeowners Refinancing

Looking to refinance? Enjoy lower interest rates and flexible terms with us.

Specialty Finance Needs

If you're wanting to buy but are in need of a special finance or other options, we work with you to get you what you need.

DPA Eligibility Check

Answer 5 quick questions to see if you qualify

Step 1 of 5

What state are you looking to purchase in?

Our DPA program is available in most states.

Step 2 of 5

Are you a first-time homebuyer?

Or have you not owned a primary residence in the last 3 years?

Step 3 of 5

What is your approximate credit score?

Don't worry — we accept lower FICO scores.

Step 4 of 5

What is your current employment status?

Stable income helps support your application.

Step 5 of 5

Will this be your primary residence?

FHA-backed loans are for primary homes only.

Great News —
You Likely Qualify!

Based on your answers, you appear to be a strong candidate for Essex Mortgage's Down Payment Assistance Program. Here's what you could access:

  • 0% down payment required
  • 100% FHA-backed financing
  • No income limits to qualify
  • Low mortgage insurance rates
  • Competitive interest rates
  • Available in your state
I'm Interested — Let's Talk
🏠

Not Quite Yet —
But We Can Help

Talk to a Loan Officer

Contact Us Anytime

888-892-4070
Loan Servicing: 888-892-0881

1417 N. Magnolia Ave.Ocala, FL 34475